Your wealth. Your family. One complete plan.
Your wealth. Your family. One complete plan.
Building wealth is one achievement. Passing it on well is another.
We specialize in succession, estate, and cross-border planning for business owners and families, with a focus on how ownership, control, wealth, and responsibility pass from one generation to the next.
A complimentary 45-minute introductory conversation to discuss your priorities and determine the appropriate next step.
A complimentary 45-minute introductory conversation with no obligation to proceed.
Peter Merrick, TEP®
Meet
Peter Merrick
Cross-Border Specialist and Estate Planner, Merrick Wealth™
Peter J. Merrick, TEP®, known as The King of Main Street, has spent more than three decades helping business owners, professionals, and family wealth stewards navigate cross-border, estate, and succession decisions across Canada and the United States.
His work is grounded in a simple principle: wealth is not fully secure until ownership, authority, liquidity, and succession are considered together. Through The Five Pillars of Succession Security™, he helps families prepare early so important decisions can be made with time, clarity, and control.
He is the author of The King of Main Street™, co-author of It Starts With Gold™, and co-founder and publisher of The Merrick Spitters Reset Report™.
The Second Half of Success: From Building Wealth to Building Legacy
What happens after you have built the business, accumulated the wealth, and earned the freedom you spent decades working toward? In this conversation, Peter J. Merrick explores one of the most overlooked parts of succession planning: the transition from achievement to purpose. He explains why selling or transferring a business is only part of the journey, why time may ultimately be more valuable than money, and how mentoring the next generation can become one of the most meaningful forms of legacy. Success in the second half of life is not simply about what you keep. It is also about what you pass on.
OUR FOCUS
Areas Of Expertise
Comprehensive Wealth Planning
Comprehensive plans aligned to long-term goals.
Asset Security
Structures and safeguards to protect assets.
Estate & Succession Planning
Clear succession plans to preserve wealth across generations.
Tax-Aware Strategies
Tax-aware planning to reduce erosion of returns.
Insurance Solutions
Targeted insurance to manage concentrated risks.
Precious Metals
Tactical allocation to tangible assets for diversification.
Access to Specialist Partners
Selective access to trusted specialist partners.
ONE FRAMEWORK. THREE CORE COMPONENTS.
The Merrick Spitters Asset Security Framework™
Wealth security depends on more than what you own. It also depends on how assets are ordered, the role each one plays and whether ownership can continue through change.
Built from the combined work of Adrian C. Spitters and Peter J. Merrick, The Merrick Spitters Asset Security Framework™ connects Owning Assets in Order of Asset Security™, The Five Pillars of Asset Security™ and The Five Pillars of Succession Security™.
Within the Asset Security Framework™, Peter’s work is centred on Pillar Five, helping families prepare ownership, authority, liquidity and succession before a transition forces important decisions.
When families want to examine the broader Asset Security structure, Peter introduces them to Adrian C. Spitters at PFC Wealth Solutions™, who leads the initial Asset Security conversation and coordinates the investment-side review where appropriate.
Together, the framework helps families identify structural gaps, connect specialist advice and prepare wealth, businesses and family ownership for continuity across generations.
control • access • independence • continuity
Order what you own. Give every financial job a clear home.
Prepare ownership for succession.
See how the three core components work together
TWO DISTINCT roles
Advisory & Education
Our practice maintains a clear separation between actionable private wealth advisory and foundational financial education.
A BRIEF OVERVIEW OF HOW WE HELP OUR CLIENTS
How We Help Clients
Most financial plans begin with one question: How much can your money earn?
That matters, but it is not the first question. A more important starting point is: How secure is what you already own?
A strong balance sheet can still hide structural risk. Wealth may depend on one market, institution, property, business, or form of ownership. Investments, insurance, tax planning, estate arrangements, and succession decisions may each look sound on their own. If they are not connected, important gaps can remain hidden.
Owning Assets in Order of Asset Security™ was jointly created by Peter J. Merrick and Adrian C. Spitters as a framework for examining wealth as one connected structure. It asks four questions of every asset: Who controls it? When can you access it? How independent is it? And how well can it continue through change?
The five pillars bring those questions together across physical precious metals, private assets, professional investment management, insurance and tax-aware planning, and succession security.
Peter’s work within the Asset Security Framework™ is centred on Pillar Five, helping families prepare ownership, authority, liquidity, and succession before a transition forces decisions. For families who want to examine the broader Asset Security Framework™, Peter introduces them to Adrian C. Spitters at PFC Wealth Solutions™, who leads the initial Asset Security conversation and coordinates the investment-side review where appropriate.
You do not need more disconnected products.
You need a clearer view of what is strong, what may be exposed, and what deserves attention first.
Complete the form to receive this complimentary guide, jointly created by Peter J. Merrick and Adrian C. Spitters, and explore Asset Security™.
THE MERRICK SPITTERS RESET REPORT™
The Educational Resource
Protect What You Have Built. Prepare What Comes Next.
Wealth is more than a portfolio. Its strength depends on how assets are owned, structured, protected and eventually transferred.
The Merrick Spitters Reset Report™ brings together research and educational commentary on succession, estate planning, ownership structure, asset security and intergenerational wealth transfer.
Co-founded and co-published by Peter J. Merrick and Adrian C. Spitters, it is written for business owners, farmers, landowners, affluent retirees and family wealth stewards examining the risks that can affect family wealth today and the decisions that may shape what reaches the next generation.
The goal is simple: to help you ask better questions, identify structural risks and make stronger decisions before pressure limits your choices.
PRIVATE INTRODUCTION
Request A Conversation
Peter works with families on succession, estate and cross-border planning and, where broader Asset Security questions arise, introduces them to the appropriate professional relationship.
Your initial Asset Security conversation is with Adrian C. Spitters of PFC Wealth Solutions™. It is confidential, complimentary and without obligation to proceed.
Schedule an Introduction
Select a convenient time for a private conversation with Adrian C. Spitters of PFC Wealth Solutions™.
Confidential • 45 minutes • No obligation
Merrick Wealth ™
Cross-Border, Estate and Insurance Planning
Merrick Wealth provides estate, succession, cross-border and insurance planning only in the applicable disclosed capacity and jurisdiction.
Insurance Advice
Insurance Processing
Insurance business is submitted and processed through MAX Financial Ltd. and applicable insurers.
Investment & Portfolio Relationships
Securities Advice
Peter J. Merrick’s role in any Axcess Capital Advisors Inc. relationship is referral-only. He is not an Axcess Dealing Representative and does not provide registration-dependent securities advice. Any securities or portfolio-management services are provided by the responsible registered person or independent portfolio manager under separate agreements.
Relationship Disclosure Information
Referral Relationship
Precious Metals Referrals
Direct precious-metals introductions may be made through Merrick Wealth to New World Precious Metals under a separately disclosed referral arrangement.
Legal, Privacy & Disclosures
© 2026 Merrick Wealth™. All rights reserved.